Renters insurance policies protect you in unfortunate situations where you are affected by fire, theft, water damage, and other circumstances beyond your control. Gary Beasley Insurance Agency will help you determine how extensive your renters insurance policy should be.
Renters insurance is very similar to homeowners insurance, it is simply focused on people who rent their home instead of own it. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered by renters insurance. Your landlord’s policies cover the property as a whole, but your belongings remain your responsibility.
Renters insurance in generally covers:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
Renters insurance in will also provide coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
There are many options to consider when selecting renters insurance. So, contact us today for more information and a free quote!